Financing
Financing Options
Your Dream Remodel
Your Home, Reimagined.
Flexible payment options designed for you.
We belive your dream home shouldn’t be held back by finances. That’s why we’ve partnered with trusted industry experts to offer three tailored solutions for your project.
HELOC (Home Equity Line of Credit)
Flexible line of credit for homeowners to fund projects using their home’s equity.
- Works like a revolving like of credit tied to your home’s equity.
- First 10 years: interest-only payments (lowest monthly cost)
- Next 10 years: principal + interest (higher payments)
- Rate is adjusted, meaning your payment may change with the prime rate.
Best for: Clients who want flexibility, may add more upgrades later, or want low upfront payments.
Fixed Home Equity Loan
A lump-sum loan based on the home’s equity, similar in purpose to the HELOC but structured differently for repayment.
- A lump sum loan with fixed monthly payments from day one.
- 5, 10, or 15-year terms available.
- Rate is fixed, so your monthly payment never changes.
Best for: Clients with a set project budget who want predictability and stability.
Regions Financing
0% APR 24 or 48 month loan provided by Regions Bank, Member FDIC.*
Financing Pros & Cons
Quick Snapshot
| Option | Pros | Cons |
| Heloc |
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| Fixed Home Equity Loan |
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| Regions Financing |
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What This Looks Like for Typical Remodel Projects
Assuming a 15-year term, here’s how monthly payments compare:
| Project Type | Avg. Cost |
HELOC (8%, Interest-Only Yrs 1-10) |
Fixed Home Equity Loan (9%, 15 yrs) |
Regions Loan (0%, 4 yrs) |
Added Home Equity |
| Kitchen Remodel | $50,000 |
~$333/mo. (interest only) ~$494/mo. later |
~$507/mo. fixed | ~$1041/mo. fixed | +$42,500 (65%) |
| Bathroom Remodel | $30,000 |
~$200/mo. (interest only) ~$296/mo. later |
~$304/mo. fixed | ~$625/mo. fixed | +$28,000 (60%) |
| Basement Remodel | $80,000 |
~$522/mo. (interest only) ~$790/mo. later |
~$811/mo. fixed | ~$1,666/mo. fixed | +$64,000 (55%) |
| Extension / Addition | $150,000 |
~$1,000/mo. (interest only) ~$1,481/mo. later |
~$1,520/mo. fixed | ~$3,125/mo. fixed | +$135,000 (70%) |
Not sure where to start?
We’ll help compare rates and payments to find your perfect fit.
100%
Committed
Zero
Stress
Robin Wright
BRANCH MANAGER
“Robin Wright is an experienced Branch Manager dedicated to helping homeowners achieve their renovation dreams through smart financial solutions.”